Insurance & Financing

Insurance & Financing

At Prime Smile Dental, we believe quality dental care should be accessible and affordable for every patient. We work with many major PPO insurance providers and offer flexible financing options to help you receive the treatment you need without unnecessary financial stress.Our knowledgeable team is happy to verify your benefits, explain your coverage, and help you maximize your insurance whenever possible.

Insurance Plans We Accept

Prime Smile Dental proudly accepts a wide range of PPO dental insurance plans, including:

  • Medi-Cal
  • MetLife
  • Delta Dental
  • Aetna
  • Guardian
  • Ameritas
  • Principal
  • Sun Life
  • Operating Engineers
  • Loma Linda Risk Management
  • Cigna
  • UnitedHealthcare
  • United Concordia
  • Reliance Standard
  • Liberty PPO
  • Anthem
  • Aflac
  • Blue Cross Blue Shield
  • Colonial Life
  • GEHA
  • Equitable
  • Humana
  • Lincoln Financial
  • UMR

Don’t see your insurance listed? Contact our office. We submit claims to many insurance carriers and will gladly verify your benefits before your appointment.

Government Insurance Plans

Prime Smile Dental also accepts select government-sponsored dental plans.

We Accept:

  • Medi-Cal
  • Select Medicare PPO plans

Please note that Medicare coverage varies by plan. Our team can help determine your eligibility and explain your available benefits before treatment.

Insurance Plans We Do Not Accept

At this time, we do not accept:

  • HMO dental insurance plans

If you’re unsure whether your plan is a PPO or HMO, simply give us a call. We’ll be happy to verify your coverage for you.

Flexible Financing Options

We understand that not every treatment is fully covered by insurance. That’s why Prime Smile Dental partners with trusted financing providers that allow qualified patients to pay for treatment with convenient monthly payments.

Cherry

Cherry offers a quick and simple application process with flexible payment plans, making it easier to begin treatment without delaying your care.

Sunbit

Sunbit provides instant financing decisions and affordable monthly payment options designed to fit a variety of budgets.

CareCredit

CareCredit is one of the nation’s leading healthcare financing providers, offering promotional financing options for qualified applicants to help make dental care more affordable.

We're Here to Help

Understanding dental insurance doesn’t have to be complicated. Our friendly team is here to answer your questions, verify your benefits, file your insurance claims, and help you find the payment option that works best for your budget.

Whether you have insurance, are using financing, or are paying out of pocket, we’ll help make your dental care as simple and stress-free as possible.

Call Prime Smile Dental today to verify your insurance benefits or learn more about our financing options.